CommercialCoverageHigh impact
New network option supports Cigna Healthcare Garden State plan
Cigna·NJ·Coverage
Effective date
Jul 1, 2025
We identified it
Jun 18, 2026
Summary
Effective July 1, 2025, Cigna Healthcare Garden State plan members must use only in-network providers located within New Jersey. Care provided outside New Jersey (except emergencies) will not be covered and claims will be denied, leaving patients responsible for full payment.
Action Required
Immediately: Billing team must verify all Cigna Healthcare Garden State plan members use only New Jersey in-network providers before scheduling services. Update patient verification process to identify Garden State plan ID cards. Contact Evernorth at 800.926.2273 to verify provider network status for referrals. Claims for out-of-state services will be denied and patients will be financially responsible.