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Blue Cross Blue Shield of Rhode IslandMedicare Advantage · Coverage · Provider Update · RIHigh impact

BlueCHiP for Medicare national and local coverage determinations policy

Act
by Sep 1, 2026
Effective date
Sep 1, 2026
Identified
Sep 1, 2026

Summary

BlueCHiP for Medicare must now follow CMS national coverage determinations (NCDs) and local coverage determinations (LCDs) exclusively. Many BCBSRI policies previously applicable to both commercial and Medicare products are now commercial-only. Billing teams must reference BlueCHiP for Medicare's NCD/LCD policies rather than BCBSRI commercial policies for all Medicare Advantage claims.

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What to do

by Sep 1, 2026 · 5 steps
01Billing team must implement policy separation between BlueCHiP for Medicare and commercial products.
02Stop applying BCBSRI commercial coverage policies to BlueCHiP for Medicare claims.
03Update billing system rules and lookup tables to route BlueCHiP for Medicare coverage decisions to CMS NCD/LCD policies only.
04Train billing staff to consult BlueCHiP for Medicare's NCD/LCD policy database (not BCBSRI commercial policies) when determining coverage, prior authorization, and medical necessity for Medicare Advantage beneficiaries.
05Audit claims processing workflows to ensure Medicare Advantage claims are validated against correct policies.
If missed: Failure to implement this separation will result in incorrect coverage determinations, claim denials, and potential compliance violations.

Original notice

BlueCHiP for Medicare national and local coverage determinations policy
bcbsri.com · Always check the source before changing claims.
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