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AetnaAll Plans · Coverage · Medical Policy · Infectious Disease, Internal MedicineMedium impact

HIV Testing (CPB 0542, reviewed 2025-11-26)

Effective date
Not stated in the notice
Identified
Aug 18, 2026

Summary

Aetna considers HIV testing medically necessary for screening according to the recommendations of the U.S. Preventive Services Task Force and the CDC. Initial testing uses an FDA-approved antigen/antibody combination immunoassay, and further testing follows only for reactive results. Aetna does not cover home HIV test kits that do not require a physician's prescription under any plan, including the Confide Home HIV Test and the Home Access HIV Test System.

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What to do

Action · 6 steps
01Billing team: Bill the HIV testing codes only when the selection criteria are met.
02The policy lists CPT 86689, 86701, 86702, 86703, 87389, 87390, 87391, 87534, 87535, 87536 and 87806, HCPCS G0432, G0433, G0435, G0475 and S3645, and ICD-10 codes B20, Z11.4, Z20.6, Z20.828 and Z21 as covered if the criteria are met.
03No further testing is required for specimens that are nonreactive on the initial immunoassay.
04Do not bill home HIV test kits that do not require a physician's prescription, such as the Confide Home HIV Test or the Home Access HIV Test System, because the policy does not cover them under any plan.
05The OraSure oral HIV test kit may be used for the same indications as standard HIV testing.
06The OraQuick Rapid HIV-1 Antibody point-of-care test is an adequate alternative to laboratory HIV blood tests for medically necessary indications.

Codes mentioned

8668986701867028670387389873908739187534875358753687806G0432G0433G0435G0475S3645B20Z11.4Z20.6Z20.828Z21

Original notice

HIV Testing (CPB 0542, reviewed 2025-11-26)
aetna.com · Always check the source before changing claims.
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