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HumanaMedicare Advantage · Coverage · Medicare Advantage · AR, CO, LA, MS, NM, OK, TX, DE, DC, MD, NJ, PA, FL, PR, VI, KY, OH, IA, KS, MO, NE, IN, MI, CA, HI, NV, AK, AZ, ID, MT, ND, OR, SD, UT, WA, WY, AL, GA, TN, NC, SC, VA, WV · Cardiology, Internal Medicine, Critical CareHigh impact

Ambulatory Cardiac Monitoring Devices - Medicare Advantage (Revised)

Act
by Aug 1, 2026
Effective date
Sep 1, 2026
Identified
Aug 28, 2026

Summary

Humana Medicare Advantage has revised its Ambulatory Cardiac Monitoring Devices policy effective September 1, 2026. The policy provides updated coverage guidance for various cardiac monitoring technologies (Holter monitors, patch recorders, external loop monitors, implantable loop recorders, and mobile cardiac outpatient telemetry) with MAC-specific coverage determinations by geographic jurisdiction. The policy document appears incomplete but establishes that medical necessity determinations will follow applicable NCDs and LCDs based on the member's jurisdiction.

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What to do

by Aug 1, 2026 · 6 steps
01Billing team must review the complete policy document (this excerpt is incomplete at page 5 of 13) and identify all applicable MAC LCDs for your service area jurisdiction.
02Update billing system rules to require prior authorization and medical necessity documentation for CPT codes 93224-93226 (Holter monitors) and 93241-93248 (long-term continuous cardiac rhythm monitors) according to the specific LCD requirements for your geographic MAC jurisdiction.
03Verify which MAC applies to your practice location using the MAC jurisdiction table provided.
04Obtain and implement the detailed coverage criteria from applicable LCDs (e.g., L39490, L39492, L40244, L40255, L40257) before the September 1, 2026 effective date.
05Failure to apply correct jurisdiction-specific LCD requirements will result in claim denials.
06Flag to cardiology and internal medicine providers that cardiac monitoring device ordering must include specific medical necessity justification tied to the LCD requirements for your region.

Codes mentioned

93224932259322693241932429324393244932469324793248

Original notice

Ambulatory Cardiac Monitoring Devices - Medicare Advantage (Revised)
mcp.humana.com · Always check the source before changing claims.
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