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Blue Cross & Blue Shield of MississippiAll Plans · Coverage · Medical Policy · Genetics, Oncology, Cardiology +2 moreMedium impact

Genetic Testing

Effective date
Not stated in the notice
Identified
Jun 20, 2026

Summary

Genetic testing is considered medically necessary to establish a molecular diagnosis of an inheritable disease when the member displays clinical features or is at direct risk of inheriting the mutation in question, the result of the test will directly impact the treatment being delivered to the member, and a definitive diagnosis remains uncertain after history, physical examination, and completion of conventional diagnostic studies. Section I lists inheritable diseases for which genetic testing is medically necessary when these criteria are met, and Section II lists specific tests, including BRCAnalysis, Breast Cancer Index, Cologuard, and Alzheimer's disease testing, that are medically necessary when their own criteria are met. Section III lists tests considered investigational for conditions such as arrhythmogenic right ventricular dysplasia/cardiomyopathy (ARVD/C), Parkinson's disease, and migrainous vertigo. Section IV states that any genetic test not listed as medically necessary in Sections I or II is investigational, and that any home genetic test is investigational.

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What to do

Action · 7 steps
01Documentation for each genetic test must show that the member displays clinical features or is at direct risk of inheriting the mutation in question, that the test result will directly impact the treatment being delivered to the member, and that a definitive diagnosis remains uncertain after history, physical examination, and completion of conventional diagnostic studies.
02Documentation must show the service is medically necessary, because BCBSMS makes no payment for services that are not documented to be Medically Necessary, and a provider's order does not in itself make a service Medically Necessary.
03An appropriate diagnosis code must be reported with the procedure performed.
04Check the member's specific benefit plan language, because the coverage guidelines in the Medical Policy Manual should not be used in lieu of that language.
05For an inheritable disease or test that has its own listed medical policy, refer to that specific medical policy for its medical necessity and coverage criteria.
06Genetic counseling should be performed by an individual with experience and expertise in genetic medicine and genetic testing methods.
07Genetic tests not listed as medically necessary in Sections I or II, and any home genetic test, are considered investigational under this policy.

Codes mentioned

8140081401814028140381404814058140681407814088141081411814138141481430814318143481435814408144181448814608151981522815238152881552G0327

Original notice

Genetic Testing
bcbsms.com · Always check the source before changing claims.
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