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Excellus BlueCross BlueShieldCommercial · Coverage · Cosmetic / Reconstructive Surgery · NY · Plastic Surgery, Oncology, GeneticsMedium impact

Breast Reconstruction Surgery and Prophylactic Breast Cancer Risk-Reducing Mastectomy 10.01.01

Effective date
Aug 20, 2026
Identified
Jun 20, 2026

Summary

Excellus policy 10.01.01 considers reconstructive breast surgery during or after mastectomy, including partial mastectomy for benign or malignant disease, medically appropriate. Covered services may include breast implants, abdominal flap reconstruction, chest wall reconstruction, nipple and areola reconstruction and tattooing, surgery for symmetry of the opposite breast, basic breast prostheses, mastectomy bras, and treatment of physical complications of mastectomy including lymphedema. A risk-reducing mastectomy is considered medically appropriate for individuals with lobular carcinoma in situ, a known BRCA1 or BRCA2 variant, another high-risk gene variant, or chest radiotherapy between ages 10 and 30, and the 08/20/26 annual review states that policy intent is unchanged.

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What to do

Action · 6 steps
01Already effective August 20, 2026: Before billing breast reconstruction, confirm the surgery is performed during or after mastectomy, including partial mastectomy for benign or malignant disease.
02Before billing risk-reducing mastectomy, confirm the individual has one of the listed high-risk factors.
03Skin-sparing mastectomy, nipple-sparing mastectomy, and a two-stage procedure with oncoplastic breast reduction followed by risk-reducing mastectomy and breast reconstruction are considered medically appropriate alternatives to a conventional risk-reducing mastectomy.
04The Federal Women's Health and Cancer Rights Act and New York Insurance Law mandate coverage of all stages of reconstructive surgery, including contralateral breast surgery for symmetry, chest wall reconstruction, prosthesis, treatment of physical complications following mastectomy, and prophylactic mastectomies, for group health plans that provide medical and surgical benefits.
05The policy recommends that individuals considering risk-based mastectomy receive counseling from a health professional other than the operating surgeon who is skilled in assessing cancer risk.
06Services are contract dependent, so check the member's subscriber contract.

Codes mentioned

11920119211192213100131011400014001143011565015738157401577015771157721931619318193251932819330193401934219350193551935719361193641936719368193691937019371193801939619499216012160221603217402174221743L8001L8002L8600S2066S2067S2068C48.1C50.A0C50.A1C50.A2C79.60C79.81C84.7AD49.3Z15.01Z15.02Z15.05Z40.01Z40.02Z40.03Z42.1Z85.3

Original notice

Breast Reconstruction Surgery and Prophylactic Breast Cancer Risk-Reducing Mastectomy 10.01.01
excellusbcbs.com · Always check the source before changing claims.
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