Cosmetic Surgery and Procedures (CPB 0031, reviewed 2026-06-25)
Aetna plans exclude coverage of cosmetic surgery and procedures that are not medically necessary. Surgery needed to improve the functioning of a body part is covered even when it also changes appearance, and the policy lists procedures it considers medically necessary when criteria are met, including blepharoplasty, breast reduction, septoplasty and rhinoplasty, scar revision with symptoms or functional impairment, and removal of symptomatic scrotal and cavernous hemangiomas. It lists procedures it considers cosmetic, including breast augmentation, breast lift, buttock lift, chin and cheek implants, deoxycholic acid (Kybella) injections, electrolysis or laser hair removal, and eyebrow or eyelash tattooing.