All PlansCoverageHigh impact
Gender Affirming Surgery (CPB 0615, reviewed 2026-09-08)
Aetna·Plastic Surgery, General Surgery, Urology +2 more·Surgery
We identified it
Oct 3, 2026
Summary
Aetna's Gender Affirming Surgery policy (CPB 0615, reviewed 2026-09-08) establishes comprehensive medical necessity criteria for gender affirming procedures including breast removal/augmentation, gonadectomy, and genital reconstructive surgery. The policy specifies requirements for mental health evaluation, hormone therapy duration (varying by age and procedure type), and excludes certain cosmetic procedures (facial feminization, body contouring, tracheal shave) and experimental treatments from coverage.
Action Required
Immediately: Billing and prior authorization teams must implement the following: (1) Update billing system to require documented proof of mental health evaluation letter before processing claims for all gender affirming surgery CPT codes listed; (2) Configure system to enforce hormone therapy duration requirements (6 months standard adult, 12 months for adolescents <18, with medical contraindication exceptions) for gonadectomy and genital reconstructive surgery; (3) Create pre-authorization checklist requiring: signed mental health professional letter, documentation of marked/sustained gender dysphoria, exclusion of other causes of gender incongruence, mental/physical health assessment, and capacity to consent; (4) For breast augmentation specifically, verify 6 months feminizing hormone therapy (12 months for adolescents) prior to authorization; (5) For breast removal in adolescents <18, verify 1 year testosterone treatment unless medically contraindicated; (6) Flag and deny claims for excluded procedures: hair removal (except limited sessions for genital surgery skin graft prep), tracheal shave, facial gender affirming procedures, body contouring, and multiple breast augmentations; (7) Update encounter forms and authorization templates to capture required documentation fields. Failure to implement these requirements will result in claim denials and member appeals. Ensure providers understand that some plan-specific variations may exist per benefit documents.