CommercialCoverageHigh impact
Cardiac Computed Tomography (CT), Coronary CT Angiography, Calcium Scoring and CT Fractional Flow Reserve (CPB 0228, reviewed 2026-07-21)
Aetna·Cardiology, Radiology, Cardiothoracic Surgery·Radiology
Effective date
Jul 21, 2026
We identified it
Aug 15, 2026
Summary
Aetna updated its Cardiac CT policy (CPB 0228, reviewed 2026-07-21) to clarify medical necessity criteria for cardiac CT, coronary CT angiography (CCTA), calcium scoring, and CT fractional flow reserve. Key updates include specific restrictions on CCTA for high BMI patients, atrial fibrillation patients, and those with extensive coronary calcification; new requirements for FDA-cleared plaque quantification platforms; and explicit designation of certain AI-assisted screening tools as not medically necessary.
Action Required
By 2026-07-21, the billing and clinical teams must: (1) Update billing system and authorization workflows to enforce the contraindication restrictions—specifically requiring prior authorization denials for CCTA when BMI >40 (unless 3rd generation Dual-Source CT 120-kv tube voltage is utilized), when heart rate cannot be controlled below 80 bpm despite beta blockers, or when uncontrolled atrial fibrillation exists; (2) Implement system edits to flag and deny claims for cardiac CT angiography using less than 64-slice scanners; (3) For plaque quantification/analysis (Cleerly, HeartFlow AI-QCPA, etc.), add requirement in authorization system that only FDA-cleared platforms are billable and only for intermediate risk CAD-RADS 1, 2, 3 (not 4, 5, N) with negative/inconclusive acute coronary syndrome workup; (4) Configure system to deny Nanox.AI HealthCCSng and similar non-diagnostic AI triage software as not medically necessary; (5) Educate providers and clinical staff on the updated criteria, particularly restrictions on asymptomatic screening and the specific pre-test probability risk scoring methods required (Framingham, Pooled Cohort Equations, ACC criteria); (6) Update prior authorization forms and decision trees to reflect these new limitations. Failure to implement these restrictions will result in claim denials and potential fraud/abuse concerns if non-compliant claims are submitted.